Legal
Terms
The usual sensible things about using this website.
The writing
Everything published here is my own opinion, written in a personal capacity. It is not the view of any client or organisation I work with, and it is not professional advice. If you are making a decision that matters, take advice suited to your own circumstances.
Copyright
The writing and images on this site are mine unless stated otherwise. Quoting a short extract with a link back is welcome and needs no permission. Republishing a whole piece does — just ask.
Accuracy
I write carefully, but I am not infallible and articles age. Where a piece has been revised, the date is shown. Nothing here is guaranteed to be current or complete.
Links to other sites
External links are provided because they were useful at the time. I am not responsible for what those sites do or say.
Availability
This is a personal site. It may be offline occasionally and content may change or be removed without notice.
Getting in touch
Questions go to [email protected].
Last updated August 2026.